Privacy Policy
This Privacy Policy describes how Evenlogix collects, uses, discloses, and safeguards personal information when you use the SpendWise mobile application (Android package: com.evenlogix.spendwise) and related pages on evenlogix.com (collectively, the “Service”).
SpendWise is an offline expense tracker published by Evenlogix. This version is designed to keep your financial records on your device. It does not create a SpendWise cloud account or sync expenses, budgets, or saving goals to Evenlogix servers.
By accessing or using the Service, you acknowledge that you have read and understood this Privacy Policy. If you do not agree with our practices, please do not use the Service.
1. Who We Are
Evenlogix is the publisher of SpendWise and the organization responsible for this Privacy Policy. SpendWise provides software for tracking personal expenses, budgets, categories, reports, and saving goals on your own device.
Important: SpendWise is a personal record-keeping tool. It is not a bank, payment institution, wallet, tax filer, investment advisor, or money transmitter. Amounts, budgets, and goals in the app are records you create — not transactions processed by Evenlogix.
Because this version is offline-first, Evenlogix does not receive your expense history as part of ordinary app use. If you email us for support, we only see what you choose to send.
2. Scope of This Policy
This Privacy Policy applies to personal information processed when you:
- Download, install, or use the SpendWise Android or iOS application;
- Create or sign in to a local SpendWise account on a device;
- Visit this privacy page or other SpendWise-related pages on evenlogix.com;
- Contact us about SpendWise by email.
This policy does not apply to:
- Other Evenlogix products (including Rownd — Kameti Manager), which have their own privacy policy;
- Websites, products, or services operated by third parties that we do not control;
- Files you export and share yourself through the system share sheet, email, or cloud apps you choose.
In-app screens such as Privacy and FAQs summarize these practices. This page is the full public policy for store listings and legal requests.
3. Definitions
For clarity, the following terms are used in this policy:
| Term | Meaning |
|---|---|
| Personal information | Information that identifies, relates to, or could reasonably be linked to you. |
| Local account | A profile created and authenticated on the device. Credentials are verified locally, not against a SpendWise cloud backend. |
| Financial records | Expenses, categories, budgets, recurring items, saving goals, and contributions you enter in the app. |
| Device | The phone or tablet where SpendWise is installed and where the encrypted database is stored. |
| Service providers | Third parties that help distribute the app or operate evenlogix.com — not processors of your expense database in this version. |
4. Information We Collect
SpendWise is designed to collect only what is reasonably necessary to run the app on your device. Most information never leaves that device.
4.1 Information you provide on the device
| Category | Examples | Purpose |
|---|---|---|
| Account & profile | Name, email address used as a local login identifier, optional profile photo | Creating and identifying a local account on the device |
| Authentication data | Password stored as a salted hash; not stored in plaintext | Local sign-in and close-account confirmation |
| Financial records | Expense amounts, notes, dates, payment method labels, categories, budgets, recurring expenses, saving goals, contributions | Tracking spending, budgets, and goals you choose to record |
| Preferences | Theme, country/region for number and date formatting, display currency | Personalizing how the app looks and how amounts are shown |
| Exports | CSV or Excel files you generate | Letting you share or back up records through the system share sheet you select |
4.2 Information collected automatically
This version of SpendWise does not include third-party analytics, advertising SDKs, or crash reporting services such as Firebase Analytics or Crashlytics. The app does not upload usage telemetry to Evenlogix.
If you visit evenlogix.com, our website host may collect standard server logs (such as IP address, browser type, and pages requested) needed to operate and secure the site. That website processing is separate from SpendWise app data on your device.
4.3 Location information
SpendWise does not request continuous location access. Country/region is a setting you choose for formatting. Currency is a separate display preference and is not derived from GPS.
4.4 Information we do not collect
- We do not operate a public directory of SpendWise users.
- We do not collect bank account numbers, card numbers, IBANs, or wallet credentials.
- We do not collect government-issued identification for know-your-customer purposes.
- We do not sell personal information to data brokers or advertisers.
- We do not sync your encrypted expense database to Evenlogix servers in this version.
5. How We Use Information
Information stored on your device is used to:
- Provide the Service — showing your dashboard, expenses, budgets, reports, categories, and saving goals.
- Authenticate you locally — signing in, switching local accounts on the same device, and confirming close-account requests.
- Honor your preferences — theme, region formatting, and display currency (including approximate on-device conversion for display only).
- Let you export records — creating CSV or Excel files you choose to share.
If you contact privacy@evenlogix.com or contact@evenlogix.com, we use the content of that message to respond to your request and to keep a record of support or privacy inquiries.
We do not use your financial records for behavioral advertising or to build advertising profiles.
6. Legal Bases for Processing
Where applicable data protection law requires a legal basis, we rely on one or more of the following:
- Performance of a contract — providing the app functionality you request on your device.
- Legitimate interests — operating evenlogix.com securely and responding to support or privacy emails.
- Consent — optional actions such as picking a profile photo from your gallery or sharing an export.
- Legal obligation — where we must retain or disclose information to comply with applicable law (for example, emails you send to us).
8. Data Retention
Financial records remain on the device for as long as the local account exists, or until you delete individual items in the app.
- Active local accounts — retained on the device while the account remains open.
- Closed accounts — after password confirmation, SpendWise permanently deletes that user’s expenses, budgets, goals, categories, and profile from the device. Other local accounts are unaffected.
- Uninstall — removing the app typically deletes the local database from that device, subject to OS backup behavior you control.
- Support emails — retained only as long as needed to handle the request and meet legal obligations.
Because accounts are local-only, Evenlogix cannot remotely wipe a device or recover data after you close an account or uninstall the app.
9. Security
We implement technical measures designed to protect information stored by the app against unauthorized access on the device. These include, where appropriate:
- SQLCipher encryption of the local database at rest;
- Storage of the database encryption key in the platform secure store (Android Keystore / iOS Keychain), not in a plain file;
- Salted hashing of account passwords;
- No cloud sync of financial records in this version.
No method of storage is completely secure. You are responsible for safeguarding your device, lock screen, and SpendWise password. If you forget your password, there is no remote reset — you may need to create a new local account.
10. International Data Transfers
Your SpendWise financial records stay on the device where you use the app. This version does not transfer that database to Evenlogix servers in another country.
If you contact us or visit evenlogix.com, our website and email infrastructure may process that correspondence in countries other than your own. When that happens, we rely on appropriate safeguards with our service providers where required by law.
11. Your Rights and Choices
Depending on your location, you may have rights regarding personal information, including the right to:
- Access — view your records in the app, or export CSV/Excel.
- Correction — edit expenses, budgets, goals, and profile details in the app.
- Deletion — delete items, or close the local account in Settings.
- Portability — export your expenses in CSV or Excel.
- Withdraw consent — stop using optional features such as a profile photo, or uninstall the app.
11.1 In-app controls
- Privacy summary — You → Privacy
- Profile — You → Edit profile
- Export — You → Export CSV or Export Excel
- Close account — Settings → Close account (password required)
- Sign out — ends the session on the current device; data remains until you close the account
11.2 Account deletion and data requests
To delete a SpendWise account:
- In the app — open Settings → Close account and confirm with your password;
- By email — contact privacy@evenlogix.com if you have questions. We cannot remotely delete data we do not host.
We aim to respond to verified privacy emails within 30 days, or inform you if an extension is required. If you are not satisfied with our response, you may have the right to lodge a complaint with a data protection authority in your jurisdiction.
12. Children’s Privacy
The Service is not directed to children under the age of 18, and we do not knowingly collect personal information from anyone under 18.
If you believe a child has provided information through SpendWise in a way that involves Evenlogix (for example by emailing us), please contact privacy@evenlogix.com. We will take appropriate steps to investigate and delete information we hold where required.
13. Third-Party Services
The Service may rely on platform features we do not operate. Their privacy policies apply to those components:
- Google Play or the Apple App Store for distribution and updates;
- The device photo picker if you add a profile photo;
- Apps you choose in the system share sheet when exporting CSV or Excel.
SpendWise does not import messages from WhatsApp or other chat apps, and it does not connect to your bank.
14. Subscriptions
This version of SpendWise does not sell in-app subscriptions. If a paid plan is offered later through Google Play or the Apple App Store, payment would be processed solely by the applicable store under its own terms and privacy policy. We would update this section before charging for the Service.
15. Automated Decision-Making
SpendWise does not make decisions that produce legal or similarly significant effects on you based solely on automated processing. Budget progress, reports, and goal-pace reminders are calculations from data you enter. They are not credit scores, tax filings, or financial product approvals.
16. Region-Specific Information
16.1 Pakistan and other regions
SpendWise supports multiple display currencies and country formatting, including PKR and other locales. Currency conversion in the app is for display only, using rates bundled with the app — not a live bank feed. We apply the security practices described in this policy and continue to monitor applicable data-protection frameworks.
16.2 European Economic Area and United Kingdom
If you are located in the EEA or UK, you have the rights described in Section 11. Our legal bases are set out in Section 6. To exercise rights that require Evenlogix (for example emails we hold), contact privacy@evenlogix.com. Access, correction, export, and deletion of financial records are available in the app because that data is stored on your device. You may also contact your local supervisory authority.
16.3 California, United States
If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA), as amended, including the right to know what personal information we collect, request deletion, and opt out of the sale or sharing of personal information. We do not sell or share personal information for cross-context behavioral advertising. To submit a request about information Evenlogix holds, email privacy@evenlogix.com. We will not discriminate against you for exercising your privacy rights.
17. Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or the Service.
When we make material changes, we will:
- Update the “Last updated” date at the top of this page;
- Provide additional notice within the app where appropriate.
Your continued use of the Service after the effective date of an updated policy constitutes acceptance of the revised terms, unless applicable law requires a different form of consent.
18. Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:
SpendWise — Privacy Team
Publisher: Evenlogix
Email: privacy@evenlogix.com
Subject line: SpendWise Privacy Request (for faster routing)
To close a local account, use Settings → Close account in the app. For the Rownd — Kameti Manager policy, see evenlogix.com/privacy_policy.